Page 74 - Binder3

b) in respect of any occurrence elsewhere than as described in a) above:
any act or preparation in respect of action or threat of action designed to influence the government
de jure or de facto of any nation or any political division thereof or in pursuit of political, religious,
ideological or similar purposes to intimidate the public or a section of the public of any nation by
any person or group whether acting alone or on behalf of or in connection with any organisation
or government de jure or de facto and which:
i) involves violence against one or more persons
ii) involves damage to property

iii) endangers life other than that of the person committing the action
iv) creates a risk to health or safety of the public or a section of the public
v) is designed to interfere with or to disrupt an electronic system

c) any action in controlling, preventing, suppressing, retaliating against or responding to any act or
preparation in respect of action or threat of action described in a) or b) above.

Unauthorised Interference
Loss or damage to data or information not accompanied by visible and identifiable damage to the
data carrying media.

Section 2 – Material Damage

The Cover
In the event of Damage to the property insured stated in the schedule and occurring during the period
of insurance within the territorial limits we will pay to you the amount of such Damage or the value
of the property at the time of the Damage or at our option replace, reinstate or repair the property
provided that our liability will not exceed in the whole the total sum insured or in respect of any item
its sum insured at the time of the Damage.

2.1 Additional Costs
The insurance under this section will subject to our prior consent include:
a) consulting engineers’ fees necessarily and reasonably incurred in the reinstatement or repair of
property insured consequent upon its Damage but not for preparing any claim
b) reasonable additional costs incurred in effecting a temporary repair or for expediting permanent
repairs provided such costs would not be recoverable under section 4 subject to a limit of 50%
of the cost of a full repair

c) costs and expenses necessarily and reasonably incurred by you in:
i) removing debris of

ii) dismantling or demolishing
iii) shoring up or propping
the property insured following Damage.

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