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Supplementary Conditions
1. Our liability for the repair of partially damaged property insured will not exceed the amount which
would have been payable had such property been wholly destroyed.
2. No payment beyond the amount which would have been payable in the absence of this clause will
be made:
a) unless reinstatement commences and proceeds without unreasonable delay

b) until the cost of reinstatement has been incurred
c) if the property at the time of its damage is insured by any other insurance effected by you or
on your behalf which is not on the same basis of reinstatement.
3. All the terms and conditions of this section will apply:
a) in respect of any claim payable under the provisions of this clause except in so far as they are
varied hereby
b) where claims are payable as if this clause had not been incorporated.

Exclusions to Section 2
This section does not cover:

1. Consequential Loss
the cost of replacing or reinstating data or consequential loss of any kind

2. Defective Design, Materials or Workmanship
the cost of repairing or replacing any of the property insured suffering damage directly or indirectly
as a result of any defect of design, material or workmanship

3. Excess
any excess as stated in the schedule or any endorsement to this section other than in the case of
damage caused by Fire Perils

4. Renewal or Repair of Parts
the cost of renewal or repair of fuses, brushes, bearings or electrical contacts unless resulting from
Damage to the computer equipment of which such items form part.

Provision to Section 2

1. Other Interests
It is agreed that various other parties may have a legal interest in a part of the computer equipment
and you undertake to declare the name, nature and extent of any interest of such party at the time
of Damage.

Condition to Section 2
1. Underinsurance
The sum insured under each item is declared to be separately subject to underinsurance.
If at the commencement of Damage a sum insured under any item is less than 85% of the new
replacement value of the computer equipment covered under that item you will be considered as
being your own insurer for the difference and the amount payable will be proportionately reduced.

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