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Supplementary Conditions
1. The work of reinstatement must be commenced and carried out without unreasonable delay and
in any case must be completed within 12 months of the Damage or within such further time as we
may allow during the said 12 months and may be carried out upon another site if necessitated by
the Stipulations provided our liability is not increased.

2. If our liability under this section apart from this clause is reduced by the application of any of
the terms and conditions of this section then our liability under this clause will be reduced in
like proportion.
3. The total amount recoverable under this section in respect of this clause will not exceed:

a) in respect of the lost or damaged property:
i) 15% of its sum insured
ii) where the sum insured applies to property at more than one premises 15% of the total
amount for which we would have been liable had the property insured at the premises
where the Damage occurred been wholly destroyed

b) in respect of undamaged portions of property 15% of the total amount for which we would
have been liable had the property insured at the premises where the Damage occurred been
wholly destroyed.
4. The total amount recoverable under this section will not exceed its sum insured.

5. Those terms and conditions of this section which have not been varied by this clause will apply as if
they had been incorporated in this clause.

2.5 Incompatibility of Data
This section includes in addition to any sums insured costs of:
a) modification of computer equipment
b) replacement of computer media together with the restoration of data or software on such media

whichever is the lesser to achieve compatibility in the event that the loss of computer equipment has
resulted in undamaged computer media being incompatible with the replacement computer equipment
provided always that our liability will not exceed £5,000 any one occurrence.

2.6 Investigation Costs
This section includes in addition to any sum insured costs incurred with our prior consent for
investigations and tests in respect of possible repair, replacement or restoration following Damage
provided always that our liability will not exceed £5,000 any one occurrence.

2.7 Recharging of Gas Cylinders
We will pay for the cost of refilling the cylinders of any gas flooding system installed solely to protect
the property arising from accidental discharge provided always that our liability will not exceed
£5,000 any one occurrence.
2.8 Reinstatement
Subject to the following supplementary conditions the basis upon which the amount payable in respect
of property insured is to be calculated will be reinstatement.

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