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Section 3 – Data and Information

The Cover
In the event of Damage occurring during the period of insurance to current and back-up computer
records excluding fixed disks and paper records of any description incorporating stored programs and
information thereon while the media containing such data and information is anywhere within the
territorial limits we will indemnify you in respect of the costs and expenses incurred in the
replacement or restoration of such data and information. Our liability will not exceed the sum insured.

Exclusions to Section 3
This section does not cover:

1. Defective Design, Materials or Workmanship
loss or damage occasioned to data and information by defects in the data, information or other
records or caused by a defect of design, material or workmanship in the computer equipment or any
computer software

2. Excess
any excess as stated in the schedule or any endorsement to this section other than in the case of
damage caused by Fire Perils.

Provision to Section 3
1. Replacement or Restoration of Data
The replacement or restoration of data and information lost or suffering Damage may be carried out in
an updated form provided always that our liability will not exceed the amount which would have been
incurred in replacement or restoration of data and information in the form existing at the time of the
loss or Damage.

Section 4 – Additional Expenditure

The Cover
In the event of an Incident occurring during the period of insurance we will pay to you the amount of
any Additional Expenditure and Additional Interest necessarily and reasonably incurred during the
Indemnity Period in consequence of the Incident less Savings.

Provided always that:
a) insurance is in force at the time of the Incident covering the interest of you in the property against
such Damage; and
b) payment has been made or liability admitted for such Damage or payment would have been
made or liability admitted for such Damage but for a proviso excluding liability for losses below
a certain amount.

Our liability will not exceed in respect of any item its sum insured.

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