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4.1 Additional Lease Charges
If as a direct result of an Incident the lease/hire contract in force at the time of the Damage in respect
of the property insured is cancelled and has to be replaced by a new lease/hire contract in respect of
similar property to that suffering Damage at a rental charge rate above that payable under the
cancelled contract then Additional Expenditure will be deemed to include the additional rental charges
to be paid during the 2 year period commencing from the time your use of the property insured is no
longer interrupted or interfered with as a result of the Damage.

Provided always that our liability under this clause will not exceed £25,000 and our total liability will
not exceed the sums insured by this section.

4.2 Automatic Reinstatement of Sum Insured
Payment of a claim will not reduce the sums insured except upon written notice by us to the contrary
provided always that you take immediate steps to effect such additions to or variations in the
protections of property insured as we may require.

Exclusions to Section 4
This section does not cover any Additional Expenditure or Additional Interest:

1. Atmospheric, Solar or Lunar Conditions
incurred due to atmospheric, solar or lunar conditions causing temporary interference with transmission
to or from any satellite

2. Defective Design, Materials or Workmanship
incurred as a result of interruption or interference caused by any defect of design, material or
workmanship in the computer equipment or any computer software

3. Failure of Satellite
incurred due to failure of any satellite prior to its obtaining its full operating function or while in or
beyond the final year of its design life

4. Replacement or Reinstatement of Data
incurred in the replacement or reinstatement of data or information

5. Time Franchise
unless the period of interruption or interference exceeds:
a) 30 minutes if caused by Failure of Electricity Supply or by Failure of Electricity Supply in
Distribution Wiring
b) 24 hours if caused by any other event other than Fire Perils.

This section does not cover:

6. Excess
any excess as stated in the schedule or any endorsement to this section other than in the case of an
Incident caused by Fire Perils.

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