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Part E – Computer

Section 1 – Special Definitions

Accident
Any fortuitous event which is not covered or specifically excluded by the wording of any other Special
Definition applicable to this part.

Additional Expenditure
Additional expenditure incurred in order to maintain effectively the services provided by the computer
equipment including the fitting up of alternative premises, costs of removal, purchase of time using
alternative computer equipment or the hiring of alternative machinery and related expenses including
the increased costs incurred for rent, rates, taxes, lighting, heating, cleaning and insurance as a result
of the enforced occupation of temporary premises.

Additional Interest
Interest charges payable on money borrowed by you solely and necessarily to maintain income
normally received from tax and rate demands provided always that the rate of interest will not exceed
by more than 1% the 3 monthly Local Authority Rate at the date of borrowing.

Breakdown
Actual breaking or burning out of any part whilst actually in use arising from either mechanical or
electrical defect including fluctuations in power supply or derangement to the computer equipment
causing sudden stoppage of its functions and necessitating repair, replacement or rearrangement
before it can resume working.

Damage
damage by any of the Insured Perils stated in the schedule.

Denial of Access
damage to the premises or its surrounds containing the computer equipment or to adjacent premises
or its surrounds by Accident or Fire Perils or exercise of any public or police authority of its powers for
the sole purpose of safeguarding life resulting in you being prevented or hindered from using the
computer equipment.

Failure of Electricity Supply
Failure at the terminal ends of the electricity supplier’s feeders in the premises containing the
computer equipment occasioned other than by your deliberate act or the electricity supplier.

Failure of Electricity Supply in Distribution Wiring
Accidental failure of the electricity supply in the distribution wiring in the premises containing the
computer equipment occasioned other than by your deliberate act or the electricity supplier or by
Failure of Electricity Supply.

Failure of Telecommunications
Failure of telecommunications transmission systems linking any part of the computer equipment
occasioned by any cause other than your deliberate act, the act of the owners of the means of
telecommunication or of the electricity supplier.

Fire Perils
Fire, lightning or explosion.

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