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Incident
Accidental Damage to property used by you for the purpose of the business in consequence of which
your use of the computer equipment is interrupted or interfered with.

Indemnity Period
The period during which the use by you of the computer equipment is interrupted or interfered with
in consequence of the Incident beginning with the operation of the Insured Peril and lasting not longer
than the Maximum Indemnity Period stated in the schedule.

Insured Perils
Applicable as indicated in the schedule.
A. Accident.

B. Fire Perils.
C. Breakdown of the computer equipment but only for those costs not recoverable under the terms
of your maintenance service agreements.

D. Breakdown.
E. Denial of Access.
F. Failure of Electricity Supply.

G. Failure of Electricity Supply in Distribution Wiring.
H. Failure of Telecommunications.
I. Unauthorised Interference.

Revenue
Money paid or payable to you for services rendered on the computer equipment in the course of
the business.

Savings
Any sum recoverable under other insurance effected by or on your behalf and/or any saving in your
normal expenditure effected in consequence of the Incident.

Terrorism
a) In respect of any occurrence in England including the Channel Tunnel up to the frontier with the
Republic of France as set out by the Treaty of Canterbury 1986, Wales, Scotland, Northern Ireland,
the Isle of Man and Channel Islands but not the territorial seas adjacent thereto as defined by the
Territorial Sea Act 1987, the Territorial Sea Act 1987 (Isle of Man) Order 1991, the Territorial Sea
Act 1987 (Jersey) Order 1997 and Territorial Sea Act 1987 (Jersey) (Amendment) Order 2002:
acts of persons acting on behalf of or in connection with any organisation which carries out
activities directed towards the overthrowing or influencing by force or violence of Her Majesty’s
government in the United Kingdom or any other government de jure or de facto

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