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8. Maintenance and Testing
damage caused by any testing, commissioning, repairing, adjusting, treatment, servicing or
maintenance operation

9. Property Excluded
computer equipment and money

10. Riot, Civil Commotion or Strike
damage contributed to, caused by or arising from riot, civil commotion, strike or locked-out workers
occurring outside Great Britain, the Isle of Man and the Channel Islands

11. Terrorism
damage directly or indirectly caused by, contributed to by, resulting from or arising out of Terrorism.
In any action or suit or other proceedings where we allege that by reason of this special exclusion
cover is not provided under this part the burden of proving that cover is provided under this part will
be upon you

12. Theft from Unattended Motor Vehicles
theft from an unattended motor vehicle unless:
a) the property insured is concealed in a glove compartment or locked luggage compartment; and

b) all doors are locked; and
c) all windows and the roof are closed and fastened; and
d) all security devices are put in full and effective operation; and

e) all keys or any other removable ignition device of the vehicle are removed

13. Unexplained Losses
damage caused by or consisting of disappearance, unexplained or inventory shortage, misfiling or
misplacing of information or shortages due to error or omission.

Section 4 – Special Provision

1. Underinsurance
If at the commencement of Damage a sum insured under any item is less than the value of the
property covered under that item you will be considered as being your own insurer for the difference
and the amount payable will be proportionately reduced.

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