Page 86 - Binder3
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2.2 Personal Injury
If during the period of insurance any Person Insured sustains Bodily Injury arising from theft or
attempted theft of money as a result of which death or disablement occurs independently and
exclusively of any other cause within 24 hours of sustaining such Bodily Injury we will pay you the
sum stated in the table of benefits.
Table of Benefits
1. Death, Loss of Limb or Loss of Sight £10,000
2. Permanent total disablement other than stated in
1. above from engaging in Usual Occupation £10,000
3. Temporary disablement from engaging in Usual Occupation Normal Weekly Earnings
for a maximum period of 104 weeks from date of disablement up to £150 per week.
Provided always that:
i) no benefit will be payable until the whole amount has been ascertained and agreed
ii) if we are satisfied that the disability is permanent benefit 2. will become payable when
benefit 3. is exhausted
iii) we will not pay under more than one of 1. or 2. above.
2.3 Replacement Safe or Strongroom Locks
This part includes the cost not exceeding £1,000 of replacing safe or strongroom locks made necessary
by the theft of keys from your premises or from the private residence of any adult person authorised
to hold such keys but excluding such costs where the keys have been left on the premises while closed
for business or unattended.
Section 3 – Special Exclusions
This part does not cover any loss of money:
1. Cash Dispensers
from any automated teller machine or cash dispenser
2. Employee Dishonesty
due to fraud or dishonesty on the part of any member, employee, constable or volunteer but this
exclusion will not apply to loss arising from fraud or dishonesty which is discovered within 72 hours.
Provided always that:
a) such loss is not recoverable under a fidelity, employee dishonesty or similar policy of insurance
b) our liability will not exceed the amount stated in the schedule in respect of money in your
premises under actual supervision of any employee or constable
3. Error or Omission
arising from error or omission in receipts, payments or accounting practice
4. Malfunction of Machine
resulting from gradual deterioration, mechanical or electrical defects, breakdown or malfunction of any
franking, dispensing or similar machine
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