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Part H – Public and Products Liability

Section 1 – Special Definitions

Clean Up Costs
a) testing for or monitoring of Pollution or Contamination
b) the costs of Remediation required by any Enforcing Authority to a standard reasonably achievable
by the methods available at the time that such Remediation commences.

Costs and Expenses
a) Claimants’ costs and expenses which you become legally liable to pay

b) costs incurred with our written consent in defending any claim for damages
c) costs incurred with our written consent for:
i) representation at any coroner’s inquest or fatal injury inquiry

ii) defending in any court of summary jurisdiction any proceedings in respect of any act
or omission
relating to any event which may be the subject of indemnity under this part.

Employee
Any natural person who is:
a) under a contract of service or apprenticeship with you or your relevant officer
b) a labour master or labour only subcontractor or persons supplied by any of them

c) self employed
d) under a work experience or similar scheme
e) hired or borrowed by you from another employer

f) a chief officer
g) a police cadet appointed for your police area
h) a special constable
and working for you or your relevant officer in connection with the business while under your or
your relevant officer’s direct control or supervision.

Enforcing Authority
Any government or statutory authority or body implementing or enforcing environmental protection
legislation within the territorial limits.

Financial Loss
Loss or damage other than arising from Injury or damage to property.

Geographical Limits
a) The territorial limits

b) i) anywhere in the world in respect of non-manual work; and
ii) anywhere in the world other than the United States of America, Canada and any territory
under their jurisdiction in respect of manual work

carried out during temporary visits by any member, Employee or volunteer normally resident in
and travelling from the territorial limits

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