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5.2 Automatic Reinstatement of Sum Insured
Payment of a claim will not reduce the sums insured except upon written notice by us to the contrary
provided always that you take immediate steps to effect such additions to or variations in the
protections of property insured as we may require.

Exclusions to Section 5
This section does not cover loss of Revenue:

1. Atmospheric, Solar or Lunar Conditions
incurred due to atmospheric, solar or lunar conditions causing temporary interference with transmission
to or from any satellite

2. Defective Design, Materials or Workmanship
incurred as a result of interruption or interference caused by any defect of design, material or
workmanship in the computer equipment or any computer software

3. Failure of Satellite
incurred due to failure of any satellite prior to its obtaining its full operating function or while in or
beyond the final year of its design life

4. Replacement or Reinstatement of Data
incurred in the replacement or reinstatement of data or information

5. Time Franchise
unless the period of interruption or interference exceeds:
a) 30 minutes if caused by Failure of Electricity Supply or by Failure of Electricity Supply in
Distribution Wiring

b) 24 hours if caused by any other event other than Fire Perils.
This section does not cover:

6. Excess
any excess as stated in the schedule or any endorsement to this section other than in the case of an
Incident caused by Fire Perils.
Provisions to Section 5

1. Current Cost Accounting
For the purpose of this section any adjustment implemented in current cost accounting will
be disregarded.

2. Underinsurance
If the sum insured stated in the schedule in respect of Revenue is less than the Revenue during the
12 months immediately before the date of the Incident giving rise to the claim or a proportionate
multiple where the Indemnity Period exceeds or is less than 12 months the amount payable will be
proportionately reduced.
3. Value Added Tax
To the extent that you are accountable to the tax authorities for Value Added Tax all terms in this
section will be exclusive of such tax.

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