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Section 6 – Computer Fraud

The Cover
In the event of unauthorised access to the computer equipment during the period of insurance which
is discovered during that period of insurance or within a period of 24 months following the expiry of
that period of insurance we will indemnify you in respect of loss of money or other property belonging
to you or in your trust or custody for which you are legally responsible when such loss is a direct result
of the unauthorised access.

Our liability will not exceed the sum insured.

Exclusions to Section 6
This section does not cover any loss:

1. Electronic Data Media
not involving addition, amendment, substitution, corruption or distortion of or to electronic data media

2. Employee Dishonesty
caused by any employee or by any other party or parties acting in collusion with any employee

3. Excess
the first £5,000 of any one claim or series of claims consequent upon or attributable to any person or
any group of persons acting in collusion

4. Other Insurance
caused by any person other than an employee in respect of whom employee dishonesty or fidelity
guarantee insurance has been effected by you or caused by any other party or parties acting in
collusion with any such person

Conditions to Section 6
1. Notification of Loss
It is a condition precedent to our liability that you will as soon as practicable and with due diligence
give notification in writing to us of any loss or possible loss. We will not be liable for any loss arising
after such notification attributable to the same source of the unauthorised access which gave rise to
such notification.

2. Particulars of Loss
You will at your own expense and within 3 months or such longer period as we may allow following
notification of a claim deliver to us full particulars of the loss including the amount and the identity of
the person or persons alleged to have been responsible and will give to us all further particulars,
information, proofs and explanations as may be reasonably required.

3. Systems Security
It is a condition precedent to our liability in respect of unauthorised access that:
a) a documented information security policy must be maintained and this must be approved by
management, published and communicated to all employees using computer equipment

b) access to all networks and systems must be authenticated by means of individual user
identifications and passwords which are unpredictable, alphanumeric of at least 6 characters and
required to be changed at least every 90 days

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