Page 55 - Binder3

6. Riot and Malicious Persons
Riot, civil commotion, strikers, locked-out workers or persons taking part in labour disturbances or
malicious persons excluding:

a) damage or business interruption:
i) arising from confiscation, requisition or destruction by order of the government or any
public authority

ii) caused other than by fire or explosion by malicious persons not acting on behalf of or in
connection with any political organisation in respect of any building which is empty or not in
use for more than 30 consecutive days
iii) in Northern Ireland occasioned by or happening through or in consequence directly or indirectly
of civil commotion
b) damage by theft directly caused by malicious persons not acting on behalf of or in connection
with any political organisation
c) in respect of part B business interruption arising from deliberate erasure, loss, distortion or
corruption of information on computer systems or other records, programs or software.

7. Earthquake
Earthquake.

8. Storm
Storm excluding damage or business interruption:
a) caused by:

i) the escape of water from the normal confines of any natural or artificial water course, lake,
reservoir, canal or dam

ii) inundation from the sea
b) attributable solely to change in the water table level
c) caused by frost, subsidence, ground heave or landslip

d) in respect of movable property in the open, fences and gates.

9. Storm and Flood
Storm or flood excluding damage or business interruption:

a) attributable solely to change in the water table level
b) caused by frost, subsidence, ground heave or landslip
c) in respect of movable property in the open, fences and gates.

10. Escape of Water
Escape of water from any tank, apparatus or pipe excluding damage or business interruption:

a) caused by water discharged or leaking from any automatic sprinkler installation
b) in respect of any building which is empty or not in use for more than 30 consecutive days.

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