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Section 2 – The Cover

In the event of an Incident during the period of insurance in consequence of which the business
carried out by you at the premises be interrupted or interfered with we will pay you the amount of
any Additional Expenditure except that relating to computer or data processing systems for the sole
purpose of avoiding or diminishing the interruption of or interference with the business which but for
the expenditure would have taken place during the Indemnity Period in consequence of the Incident.
Provided always that:

a) at the time of the Incident there is in force an insurance covering your interest in the property
against such Incident and that payment:

i) has been made or liability admitted therefor
ii) would have been made or liability admitted but for a proviso excluding liability for losses below
a specified amount
b) our liability under this part will not exceed:
i) the sum insured or any other limit of indemnity stated in the schedule at the time of the
Incident
ii) the sum insured (or limit) remaining after deduction for any other interruption or interference
consequent upon any Incident occurring during the same period of insurance unless we have
agreed to reinstate the sum insured (or limit).

2.1 Automatic Reinstatement of Sum Insured
In the absence of written notice by us or you to the contrary this insurance will not be reduced by the
amount of any loss in consideration of which you will pay the appropriate additional premium on the
amount of the loss from the date thereof to the expiry of the period of insurance provided always that
you take immediate steps to effect such additions to or variations in the protections of the property
insured under part A as we may require.

Section 3 – Special Provision

1. Value Added Tax
To the extent which you are accountable to the tax authorities for Value Added Tax all terms in this
part will be exclusive of such tax.

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