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Part C – Works in Progress – ‘All Risks’

Section 1 – Special Definitions

Damage
damage to the property insured shown in section 2 and stated in the schedule resulting from a cause
not otherwise excluded.

Terrorism
a) In respect of any occurrence in England including the Channel Tunnel up to the frontier with the
Republic of France as set out by the Treaty of Canterbury 1986, Wales, Scotland, Northern Ireland,
the Isle of Man and Channel Islands but not the territorial seas adjacent thereto as defined by the
Territorial Sea Act 1987, the Territorial Sea Act 1987 (Isle of Man) Order 1991, the Territorial Sea
Act 1987 (Jersey) Order 1997 and Territorial Sea Act 1987 (Jersey) (Amendment) Order 2002:
acts of persons acting on behalf of or in connection with any organisation which carries out
activities directed towards the overthrowing or influencing by force or violence of Her Majesty’s
government in the United Kingdom or any other government de jure or de facto
b) in respect of any occurrence elsewhere than as described in a) above:

any act or preparation in respect of action or threat of action designed to influence the government
de jure or de facto of any nation or any political division thereof or in pursuit of political, religious,
ideological or similar purposes to intimidate the public or a section of the public of any nation by
any person or group whether acting alone or on behalf of or in connection with any organisation
or government de jure or de facto and which:
i) involves violence against one or more persons

ii) involves damage to property
iii) endangers life other than that of the person committing the action
iv) creates a risk to health or safety of the public or a section of the public

v) is designed to interfere with or to disrupt an electronic system
c) any action in controlling, preventing, suppressing, retaliating against or responding to any act or
preparation in respect of action or threat of action described in a) or b) above.

Section 2 – Property Insured

The property insured comprises:
a) works in progress comprising new buildings in course of erection and alterations or additions to
existing buildings including unfixed goods and materials on or adjacent to the site for incorporation
therein all your property or for which you are legally responsible but excluding any temporary
buildings, plant, machinery, tools and equipment the property of any contractor or subcontractor
or for which they are responsible. Our liability in respect of any single works in progress contract
will not exceed the amount stated in the schedule as the limit of any one contract
b) existing buildings and their contents insured under part A but only during the period in which the
buildings are undergoing alterations or additions including any agreed period for maintenance or
making good defects.

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