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6. Money Shortages and Depreciation
in respect of money any shortages due to error or omission or for losses on exchange or due to
depreciation in value of currency

7. Theft from Unattended Motor Vehicles
theft of property from an unattended vehicle unless:
a) the property insured is concealed from view in a glove compartment or locked luggage
compartment; and
b) all doors are locked; and

c) all windows and the roof are closed and fastened; and
d) all security devices are put in full and effective operation; and
e) all keys or any other removable ignition device of the vehicle are removed

Section 6 – Special Exclusions
This part does not cover any claim:

1. Claims for those over 75
In respect of any Person Insured aged 75 years or over who has not provided satisfactory medical
evidence of fitness to travel to us before undertaking the Journey

2. Excluded Activities
caused by the Person Insured engaging in any form of winter sports, rock climbing or mountaineering
ordinarily necessitating the use of picks, ropes or guides, pot-holing, caving, parachuting, parascending,
paragliding, hang-gliding, bungee jumping, scuba and skin diving, white water rafting, racing except
on foot, professional or organised sports or air travel other than as a passenger in a licensed passenger
carrying aircraft unless specifically agreed with us beforehand

3. Excluded Causes
caused by the Person Insured being intoxicated or using illegal drugs, contracting a sexually transmitted
disease, committing or attempting suicide or deliberately self-harming, participating on civil commotion or
riot or deliberately exposing themselves to unnecessary danger except in an attempt to save human life
4. Foreseeable Costs
of a nature which could reasonably have been foreseen by you or the Person Insured from
circumstances known or details available at the time of booking the Journey or before the Journey
is commenced

5. HIV or AIDS
in respect of accidental injury, illness or disease (including death), loss or expense attributable to
Human Immunodeficiency Syndrome (HIV) or any HIV related illness including Acquired Immune
Deficiency Syndrome (AIDS) or any mutant derivative or variations thereof howsoever caused

6. Manual Work
resulting from manual work of any kind engaged in during the Journey

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