Page 148 - Binder3

Part S – Business Travel

Section 1 – Special Definitions

Injury
Bodily injury, illness or disease (including death).

Journey
Journeys not exceeding 90 days in duration made in connection with the business commencing during
the period of insurance:

a) from the time of leaving the normal place of residence or business until return to that place
b) in respect of loss of deposits under section 2 from the time of booking the journey.

Person Insured
Any constable, employee or member and any member of their families accompanying them.

Section 2 – Cancellation and Other Expenses

The Cover
We will indemnify you and at your the request any Person Insured in respect of the following
expenses arising as a direct result of the cancellation, delay in commencement, curtailment
(proportionately only) or extension of the Journey by any fortuitous event outside your control or
that of the Person Insured and which are not recoverable from any other source subject to the limit
of indemnity stated in the schedule in respect of each Person Insured:
a) loss of deposits and charges for which you or any Person Insured are legally responsible

b) additional travel and accommodation costs necessarily and reasonably incurred.
Provided always that in the event of cancellation or interruption of public transport services by riot,
strike or civil commotion occurring at commencement or during the journey we reserve the right to
arrange alternative means of transport and route.
Any alternative transport by air must be approved by us.

2.1 Delayed Departure
In the event of delay in departure from or return to the United Kingdom as the direct result of strike,
industrial action, adverse weather conditions or mechanical breakdown of the aircraft or sea vessel in
which the Person Insured is booked we will pay to the Person Insured in addition to any other claim
under this section:
a) £50 in respect of the first full 12 hours of delay; and
b) £25 for each subsequent full 12 hours of delay

subject to a maximum of £150 in respect of each Person Insured.

2.2 Hijack and Kidnap
In the event of the Person Insured being kidnapped or the conveyance in which the Person Insured is
travelling being hijacked during the Journey we will pay to you £250 for each day that the Person
Insured is forcibly or illegally detained up to a maximum of £10,000 per Person Insured.

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