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2.3 Travel Documents
If the Person Insured’s passport, visa, driving licence, green card, travel tickets or other essential travel
documents are lost after the commencement of the Journey we will pay in addition to any other claim
the reasonable additional costs of travel and accommodation necessarily incurred to allow the Person
Insured to replace them.

Provided always that:
a) the maximum amount payable in respect of any one Person Insured will not exceed £500; and
b) the loss of a passport will be reported to the consular representative of the issuing country as soon
as reasonably possible.

Exclusions to Section 2
This section does not cover any expenses resulting directly or indirectly from:

1. Acts of Service Providers
act, error, omission or default of any agent, firm or person undertaking to provide transport,
accommodation or other services to the Person Insured

2. Government Regulations or Disinclination to Travel
government regulations, service with the armed forces, disinclination to travel or financial circumstances
other than redundancy where notice of redundancy is received after the Journey has been arranged

3. Riot, Strike or Civil Commotion
riot, strike or other civil commotion existing or threatened prior to the completion of the arrangements
for the Journey.

Section 3 – Medical and Associated Expenses

The Cover
If during the Journey the Person Insured sustains accidental Injury we will reimburse up to the sum
insured stated in the schedule reasonable expenses necessarily incurred as a direct result of such
Injury for:

a) medical, surgical, dental or other remedial treatment and hospital, nursing home and ambulance
services incurred outside the territorial limits
b) additional accommodation or travel arrangements for the Person Insured or any 2 relatives or
friends travelling to or remaining with the Person Insured
c) burial or cremation at the place of death other than while within the territorial limits including
expenses incurred by parents or other near relative for return travel and board and lodging in
attending the burial or cremation. Alternatively we will pay transportation costs incurred for the
conveyance of the deceased to enable burial or cremation within the territorial limits
d) sending a substitute employee or other appropriate person where a Person Insured becomes unable
to fulfil the original purpose of the Journey including such expenses incurred in the event of curtailment
of the Journey by any other fortuitous event outside your control or that of that Person Insured
Where any Person Insured is detained in hospital abroad and a valid claim arises under this section we
will pay the sum of £25 for each full 24 hours the Person Insured is so detained subject to a maximum
of £2,500.

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