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Part I – Employers’ Liability

Section 1 – Special Definitions

Costs and Expenses
a) Claimants’ costs and expenses
b) costs incurred with our written consent in defending any claim for damages

c) costs incurred with our written consent for:
i) representation at any coroner’s inquest or fatal injury inquiry
ii) defending in any court of summary jurisdiction any proceedings in respect of any act
or omission
relating to any event which may be the subject of indemnity under this part.

Employee
Any natural person who is:
a) under a contract of service or apprenticeship with you or your relevant officer
b) a labour master or labour only subcontractor or persons supplied by any of them
c) self employed

d) under a work experience or similar scheme
e) hired or borrowed by you from another employer
f) a chief officer

g) a police cadet appointed for your police area
h) a special constable
and working for you or your relevant officer in connection with the business while under your or
your relevant officer’s direct control or supervision.

Injury
Bodily injury, illness or disease (including death).

Section 2 – The Cover
We will indemnify you, the office of relevant officer as corporation sole and/or your relevant officer
in respect of all sums which you, the office of relevant officer as corporation sole and/or your relevant
officer may become legally liable to pay as damages in respect of Injury caused during the period of
insurance to any Employee arising out of and in the course of their employment by you or your relevant
officer in the business.
In addition to any claim for damages we will pay Costs and Expenses.

2.1 Corporate Manslaughter and Corporate Homicide Act 2007
We will also indemnify you, the office of relevant officer as corporation sole and/or your relevant
officer in respect of legal costs and expenses incurred with our prior written consent in connection
with the defence of any criminal proceedings (including any appeal against conviction arising from
any such proceedings) brought in respect of a charge and or investigations connected with a charge
of corporate manslaughter or corporate homicide under the Corporate Manslaughter and Corporate
Homicide Act 2007 or any equivalent legislation in the Isle of Man or the Channel Islands committed
or alleged to have been committed during the period of insurance in the course of the business.

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