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v) in respect of costs in achieving an improvement or alteration in the condition of the land,
atmosphere or any watercourse or body of water beyond that required under any relevant
and applicable law or statutory enactment at the time Remediation commences
vi) in respect of costs for prevention of imminent threat of environmental damage where such
costs are incurred without there being Pollution or Contamination caused by a sudden,
identifiable, unintended and unexpected incident

vii) for damage resulting from an alteration to subterranean stores of groundwater or to
flow patterns
viii) in respect of the costs for the reinstatement or reintroduction of flora or fauna

ix) for damage caused deliberately or intentionally by you or where you have knowingly deviated
from environmental protections or where you have knowingly omitted to inspect, maintain or
perform necessary repairs to plant or machinery for which you are responsible
x) in respect of fines or penalties of any kind
xi) for damage caused by the ownership or operation on behalf of you of any mining operations
or storage, treatment or disposal of waste or waste products other than caused by composting,
purification or pre-treatment of water
xii) for damage which is covered by a more specific insurance policy

xiii) for damage caused by persons aware of the defectiveness or harmfulness of products they
have placed on the market or works or other services they have performed

xiv) for damage caused by disease in animals belonging to or kept or sold by you.

2.7 Financial Loss
We will also indemnify you or in respect of all sums which you may become legally liable to pay as
damages for Financial Loss arising as a result of a negligent act or accidental error or accidental
omission committed or alleged to have been committed within the Geographical Limits by any
Employee or volunteer in, about or in consequence of their duties arising out of the business
occurring during the period of insurance provided always that our liability will not exceed the limit of
indemnity stated in the schedule.
In addition to the limit of indemnity we will pay Costs and Expenses.
We will not pay for Financial Loss:

a) caused by your failure to fulfil your obligations under any contract entered into with the claimant
b) arising from Products
c) arising from libel, slander, defamation, malicious falsehood or injurious falsehood
d) arising out of wrongful arrest, malicious prosecution or false imprisonment by an Employee.

2.8 Indemnity to Other Persons
In the event of any claim in respect of which you would be entitled to receive indemnity under this
part being brought or made against:

a) any member
b) any Employee or volunteer
c) any principal for whom you are or have been carrying out work but only to the extent required by
the contract for the work
d) the office of relevant officer as corporation sole

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