Page 102 - Binder3
P. 102

Part J – Libel and Slander







                                Special Definitions

                                Costs and Expenses
                                a)  Claimants’ costs and expenses which you become legally liable to pay
                                b)  costs incurred with our written consent in defending any claim for damages which may be the
                                   subject of indemnity under this part.

                                Employee
                                Any natural person who is:
                                a)  under a contract of service or apprenticeship with you or your relevant officer
                                b)  a labour master or labour only subcontractor or persons supplied by any of them

                                c)  self employed
                                d)  under a work experience or similar scheme
                                e)  hired or borrowed by you from another employer

                                f)  a chief officer
                                g)  a police cadet appointed for your police area

                                h)  a special constable
                                and working for you or your relevant officer in connection with the business while under your or
                                your relevant officer’s direct control or supervision.


                                Section 2 – The Cover

                                We will indemnify you in respect of all sums which you may become legally liable to pay as damages for:
                                a)  libels appearing in any publications normal in the business by:
                                   i)  any member provided such publications were specifically authorised by you

                                   ii)  any Employee
                                b)  slanders in oral utterances made by any member or Employee arising out of and in the course of:
                                   i)  the discharge of official duties on your behalf

                                   ii)  in the case of a member your official business at meetings or of your committees or
                                      subcommittees or any occasion when the member is specifically authorised to represent you

                                for which a claim is first made against you and notified to us during the period of insurance or within
                                12 months of this part ceasing to operate.

                                Provided always that:
                                1)  the date of any publication or utterance on which a claim is based occurs during the period of
                                   insurance; and

                                2)  any claim notified during the additional 12 month period after this part ceases to operate will be
                                   deemed to have been made during the final period of insurance.

                                In addition we will pay Costs and Expenses.




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