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6. Physical Protection
It is a condition precedent to our liability that:
a) any additional protection required by us will be fitted in accordance with our requirements and
together with all other devices for the protection of the property insured will be kept in good
order and put into full and effective operation whenever the premises are closed for business or
unattended; and
b) you will maintain security of any key or other device and record of a code relative to the security
of the premises or to any safe or strongroom containing the property insured and these will be
removed from the premises whenever they are closed for business or unattended except that
where a portion of the premises is occupied residentially by you or any employee any key or other
device and record of a code will be removed from the business portion of the premises.

7. Unoccupied Buildings
Immediately you become aware you will notify us when any building becomes unoccupied or when
an unoccupied building or a portion of it becomes occupied and you will:
a) take immediate steps to effect such additions to or variations in the protections of the property
insured as we may require; and

b) pay an additional premium or an increase in your retained liability will be applied if required.
Immediately you become aware that any building is unoccupied you will:

i) turn off all mains services except for the electricity supply to maintain any fire or intruder alarm
system; and
ii) completely drain the water system except that during the period 1 October to 1 April each year any
central heating systems may be kept working at a minimum temperature of 5 degrees celsius.
Where sprinkler systems are installed and water supplies must be maintained heating must be kept
at a minimum temperature of 5 degrees celsius; and
iii) arrange internal and external inspections of the building by an authorised representative, ensure such
inspections are recorded and carried out at a frequency to be notified in writing by us and remove all
waste and repair all damage identified in the course of such inspections without delay; and
iv) seal up all letter boxes and take steps to prevent accumulation of mail; and
v) secure the building against unlawful entry by closing and locking doors and windows and setting
any fire or intruder alarm systems.

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