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Insured Perils to Parts A and B

Applicable to parts A and B.

1. Fire
Fire but excluding damage to property or business interruption caused by:
a) explosion resulting from fire
b) earthquake

c) its undergoing any heating process or any process involving the application of heat.
Lightning

Explosion:
a) of gas used for domestic purposes only
b) of boilers used for domestic purposes only; and
c) in respect of part B of any other boilers or economisers on the premises

but excluding damage or business interruption caused by earthquake.

2. Housing Minimum Perils
In respect of buildings of private dwellings fire, lightning, explosion and aircraft or other aerial devices
or articles dropped from them.

3. Explosion
Explosion excluding:
a) in respect of part A damage to any vessel, machinery or apparatus or its contents belonging to
you or under your control caused by an explosion originating therein
b) in respect of part B business interruption caused by explosion originating in any vessel, machinery
or apparatus or its contents belonging to you or under your control
which requires an examination to comply with any statutory regulation unless such vessel, machinery
or apparatus is the subject of a policy or other contract providing the required inspection service.

4. Aircraft
Aircraft or other aerial devices or articles dropped from them.

5. Riot
Riot, civil commotion, strikers, locked-out workers or persons taking part in labour disturbances or
malicious persons acting on behalf of or in connection with any political organisation excluding:

a) damage or business interruption arising from confiscation, requisition or destruction by order of
the government or any public authority

b) damage or business interruption in Northern Ireland occasioned by or happening through or in
consequence directly or indirectly of civil commotion

c) in respect of part B business interruption arising from deliberate erasure, loss, distortion or
corruption of information on computer systems or other records, programmes or software.

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