Page 32 - Binder3

Denial of Service Attack
Any actions or instructions constructed or generated with the ability to damage, interfere with or
otherwise affect the availability of networks, network services, network connectivity or information
systems including but not limited to the generation of excess network traffic into network addresses,
the exploitation of system or network weaknesses and the generation of excess or non-genuine traffic
between and amongst networks.

Employee
Any natural person who is:
a) under a contract of service or apprenticeship with you
b) under a work experience or similar scheme

c) hired or borrowed by you from another employer
and working for and while under the direct control or supervision of you or your relevant officer in
connection with the business.

Event
All occurrences causing injury, damage or other loss arising out of one original and identifiable cause
that happens at a fixed time and place.

Excess
The amount stated in this policy, the schedule or any endorsement to this policy for which you are
responsible and which will be deducted from any payment under this policy as ascertained after the
application of all other terms and conditions of this policy.

Hacking
Unauthorised access to any computer or other equipment or component or system or item which
processes, stores, transmits, retrieves or receives data.

Member
Any member or co-opted member of yours or of your committees or subcommittees.

Money
Any current coinage, current bank and currency note, bill of exchange, luncheon voucher, cheque,
bankers’ draft, national giro draft, money order, postal order, current postage stamp, unused unit in
any postage stamp franking machine, revenue stamp, national savings stamp, national savings certificate,
holiday with pay stamp (provided you are not otherwise indemnified), credit, debit or charge card,
sales voucher, phonecard, consumer redemption voucher and gift token accepted by you, Value Added
Tax purchase invoice and trading stamp belonging to you or for which you have accepted responsibility
and held in connection with the business.

Non-Ranking Deductible
The amount stated in the schedule to be deducted from each and every loss at each separate premises
before contributing towards the annual aggregate or once the annual aggregate has been breached.

6