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Constable
A constable (being a police officer with power of arrest) or special constable under the direction of
your relevant officer.

Contents
Contents belonging to you or held by you in trust for which you are legally responsible in or on any
building stated in the schedule including:

a) tenants’ improvements, alterations and decorations
b) personal effects not otherwise insured belonging to any director, constable, employee,
volunteer or visitor other than motor vehicles for an amount not exceeding £1,500 in respect
of any one person

c) contents of outbuildings
d) contents in open yards
e) computer systems records except for an amount not exceeding £75,000 any One Event in respect
of the cost of materials and clerical labour and computer time expended in their reproduction
f) patterns, models, moulds, plans or designs for an amount not exceeding £7,500 for any one item
or set of items
but excluding

i) landlords’ fixtures and fittings
ii) money
iii) securities of whatsoever nature
iv) livestock

v) growing crops, trees, shrubs, plants or turf
vi) motor vehicles licensed for road use including accessories thereon

vii) documents, manuscripts and business books except for the cost of the materials and clerical labour
expended in their reproduction

viii) any expense in connection with the production of the information to be recorded in documents,
manuscripts, business books or computer systems records.

Damage
The word ‘damage’ in lower case and bold means physical loss or damage.

Data Processing System
Any computer or data processing equipment or media or microchip or integrated circuit or any similar
device or any computer software or computer firmware.

Defined Peril
Fire, lightning, explosion, aircraft or other aerial devices or articles dropped from them, riot, civil
commotion, strikers, locked-out workers, persons taking part in labour disturbances, malicious persons,
theft or attempted theft, earthquake, storm, flood, escape of water from any tank, apparatus or pipe
or impact by any vehicle or by goods falling from them or by any animal.

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