Page 91 - Binder2
P. 91

Cover
                                                                   Provided that

        1.   Legal Liability                                       (a)  in relation to any appeal counsel has advised
            The Company will indemnify the Insured subject to the      there are strong prospects of such appeal
            Limits of Indemnity in respect of all sums which the       succeeding
            Insured shall become legally liable to pay as
            Compensation for and arising out of accidental Injury   (b)  the proceedings do not relate to the health safety
            or Damage occurring during the Period of Insurance
            and arising in connection with the Business                or welfare of any Employee

        2.   Claimants' Costs and Expenses                         (c)  the indemnity will not apply to
            The Company will in addition indemnify the Insured
            against legal liability for claimants' costs and expenses   (i)   proceedings consequent upon any
                                                                           deliberate act or omission
            in connection with the indemnity provided under
            clause 1 of the Cover                                      (ii)  fines or penalties of any kind

        3.   Defence Costs and Expenses
            The Company will in addition indemnify the Insured in      (iii)  the bringing of any appeal solely against the
            respect of all                                                 amount of any fine or penalty

            (a)  costs of legal representation reasonably incurred     (iv)  any circumstances where indemnity is
                 with the Company's written consent at any
                                                                           provided by any other insurance or where
                 (i)   coroner's inquest or other inquiry in respect       but for the existence of this clause 4 of the
                     of any death                                          Cover indemnity would have been provided
                                                                           by such other insurance

                 (ii)  proceedings in any court (other than in the   5.   Corporate Manslaughter And Corporate Homicide
                     defence of any criminal proceedings brought   Act 2007 Defence Costs
                     or in an appeal against conviction arising    The Company will indemnify the Named Insured in
                     from such proceedings) in respect of any act   respect of all costs of legal representation incurred
                     or omission causing or relating to any        with the Company's written consent for
                     occurrence
                                                                   1.   the defence of any criminal proceedings or
            (b)  other costs and expenses reasonably incurred
                 with the Company's written consent in relation to
                 any matter                                        2.   in an appeal against conviction arising from such
                                                                       proceedings
            which may be the subject of indemnity under clause 1      brought against the Named Insured for an offence of
            of the Cover                                           corporate manslaughter or corporate homicide arising
                                                                   under the Corporate Manslaughter and Corporate
        4.   Consumer Protection Act or Health and Safety at       Homicide Act 2007 (or any subsequent amending
            Work Act or Food Safety Act Prosecution Defence
            Costs                                                  legislation thereof) committed or alleged to have been
            The Company will indemnify the Named Insured and       committed during the Period of Insurance in the
            at the request of the Named Insured any Employee of    course of the Business
            the Named Insured in respect of legal costs and other
            expenses reasonably incurred with the Company's        Provided that
            written consent in the defence of any criminal
            proceedings brought or in an appeal against
            conviction arising from such proceedings in respect of   (a)  in relation to any appeal counsel has advised
            a breach of                                                there are strong prospects of such appeal
                                                                       succeeding
            (a)  the Consumer Protection Act 1987 or any           (b)  the proceedings relate to the death of any person
                 amending legislation or                               other than an Employee

            (b)  the Health and Safety at Work etc Act 1974 or     (c)  the indemnity will not apply to
                 the Health and Safety at Work (Northern Ireland)
                 Order 1978 or any similar United Kingdom health       (i)   proceedings consequent upon death
                 and safety legislation and regulations or                 resulting from any deliberate act or omission
                                                                           but this exclusion shall not apply where
            (c)  the Food Safety Act 1990 or any amending                  death is caused by the way in which the
                 legislation
                                                                           Business is managed or organised by the
            committed or alleged to have been committed during             Named Insured and amounts to a gross
            the Period of Insurance in the course of the Business

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        Casualty Policy Wording                                                        TRV0126 02/14  Policy Code 2010 05/12
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