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General Terms - (c) in respect of insurance provided under Operative
Clause 2(a) of the Professional Indemnity Section
all Damage arising from any one Event
Casualty 3. Damage

Sections This definition applies to the Public and Products
Liability Section and Officials’ Indemnity Section This
definition shall not apply to the Professional Indemnity
Section which has its own definition
(which in addition to the General Definitions and General
Conditions apply to the Sections of the Policy as stated The word 'Damage' shall mean
below)
(a) physical loss of or damage to tangible property
Definitions including attendant loss of use of such property

(b) nuisance trespass or interference with any
1. Circumstances easement right of air light water or way
This definition applies to the Officials’ Indemnity
Section and Professional Indemnity Section 4. Financial Loss
The words 'Financial Loss' shall mean financial loss
The word 'Circumstance' shall mean any one or more unaccompanied by either
of the following
(a) Injury
(a) an intimation of a Claim or of an intention to claim
against the Insured or

(b) any known direct or indirect criticism or dispute (b) Damage
whether expressed or implied (whether justified
or not) relating to the performance of the Insured
or its Agent which is likely to give rise to third
party loss or Damage

(c) any awareness of the Insured of failing or doubt
of the efficacy of its own performance or the
performance of its Agent where such failing or
inefficacy is likely to give rise to third party loss or
Damage

(d) any awareness of the Insured that materials
goods services or action specified designed or
recommended by the Insured or its Agent have
failed to meet the standard required and which is
likely to result in third party loss or Damage

which if the subject of a Claim (regardless of the
Deductible) would fall for indemnity under this Section

2. Claim
This definition applies to the Officials’ Indemnity
Section and Professional Indemnity Section

The word ‘Claim’ shall mean a demand for or an
assertion of right to Compensation attributable to

(a) the same act error or omission

or

(b) a series of acts errors or omissions consequent
upon or attributable to the same original cause or
source

and

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Casualty Policy Wording TRV0126 02/14 Policy Code 2010 05/12