Page 34 - Binder3

Stock
Stock and materials in trade belonging to you or for which you are legally responsible.

Territorial Limits
Great Britain, Northern Ireland, the Isle of Man and the Channel Islands.

Terrorism
a) Any act or preparation in respect of action or threat of action designed to influence the
government de jure or de facto of any nation or any political division thereof or in pursuit of
political, religious, ideological or similar purposes to intimidate the public or a section of the public
of any nation by any person or group whether acting alone or on behalf of or in connection with
any organisation or government de jure or de facto and which:
i) involves violence against one or more persons

ii) involves damage to property
iii) endangers life other than that of the person committing the action
iv) creates a risk to health or safety of the public or a section of the public

v) is designed to interfere with or to disrupt an electronic system
b) any action in controlling, preventing, suppressing, retaliating against or responding to any act or
preparation in respect of action or threat of action described in a) above.
Virus or Similar Mechanism
Program code, programming instruction or any set of instructions intentionally constructed with the
ability to damage, interfere with or otherwise adversely affect computer programs, data files or
operations whether involving self-replication or not including but not limited to trojan horses, worms
and logic bombs.

Volunteer
Any person volunteering to assist or co-opted to assist you in the business.

We, Us, Our or Ours
In respect of:

a) part M DAS Legal Expenses Insurance Company Limited
b) part N Zurich Management Services Limited
c) in respect of all other parts Zurich Municipal and Zurich Insurance plc.

You, Your, Yours or Yourselves
The police authority or joint police board stated in the schedule as the insured or in respect of part N as
the contract holder.

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