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Provisions to the Scale of Compensation
1. Applicable to Item 2
If after expiry of 52 weeks of consecutive disablement the Person Insured is still totally disabled from
engaging in or giving attention to Usual Occupation but the medical evidence is such that it cannot
be said that disablement is permanent and total then payments will be made for as long as total
disablement continues for a period not exceeding 10 years. Payments will be at an annual rate of 10%
of the benefit provided under Item 2. and will be made by half yearly instalments in arrears. The first
payment will be made 18 months after commencement of disablement in respect of the first 18
months of disablement.

2. Applicable to Item 3
a) In the case of other permanent partial disablement not specified in Item 3. the amount payable
will be such percentage of the capital sum set out in the schedule as is commensurate with the
degree of permanent partial disablement when compared with the degrees of disablement
specified in Item 3.
b) The benefits under h), i) and j) will be reversed in the case of a left-handed person.

3. Applicable to Item 6
a) Unless otherwise agreed by us weekly compensation will not become payable until the total
amount due has been ascertained.

b) Weekly sums whether payable for total or partial disablement will not be payable for more than
104 weeks in respect of the same incident.

4. Maximum Amount to any Person Insured
The total amount payable under Items 1. to 5. for all bodily injury sustained in any one period of
insurance by any one Person Insured will not exceed the capital sum stated in the schedule.

Section 7 – Special Extensions

Applicable only where stated in the schedule.

A. Payment of Benefit
We will pay any compensation under this part to you for the benefit of the Person Insured or in the
event of death their personal representatives.

B. Assault – 24 hour cover
Section 3 is operative in respect of Assault occurring at any time during the period of insurance
provided that it is shown to our satisfaction that such Assault arises solely because of the Person
Insured’s position with you.

C. Personal Effects
We will provide indemnity in respect of damage to personal effects consisting of money, articles of
clothing, footwear and other property worn or carried by the Person Insured while engaged in the
Activities even though compensation is not otherwise payable under this part subject to the limit of
indemnity any one Person Insured stated in the schedule.

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