Page 143 - Binder3

Section 2 – Accident

The Cover
In the event of any Person Insured whilst engaged in the Activities sustaining bodily injury by Accident
other than Assault during the period of insurance as a result of which death or disablement occurs
independently and exclusively of any other cause within 24 months of sustaining such injury we will
pay to you such of the amounts payable under Section 6 as are applicable.
In the event of the disappearance of any Person Insured and where we agree after a suitable time has
elapsed that it is reasonable to assume that such Person Insured has died as the sole and direct result
of sustaining bodily injury by Accident other than Assault whilst engaged in the Activities we will pay
the appropriate amount payable in respect of death to you subject to a signed undertaking from an
authorised person that if the assumption of death is subsequently found to be wrong the amount paid
in settlement will be refunded.
We will also provide indemnity in respect of damage to personal effects consisting of money, articles
of clothing, footwear and other property worn or carried by the Person Insured when such damage
arises as a result of the Person Insured sustaining bodily injury for which we are liable to pay
compensation under this section provided always that we will not pay more than the sum of £5,000
in respect of damage to personal effects of any one Person Insured.

Section 3 – Assault

The Cover
In the event of any Person Insured whilst engaged in the Activities sustaining bodily injury by Assault
during the period of insurance as a result of which death or disablement occurs independently and
exclusively of any other cause within 24 months of sustaining such injury we will pay to you such of
the amounts payable under Section 6 as are applicable.
In the event of the disappearance of any Person Insured and where we agree after a suitable time has
elapsed that it is reasonable to assume that such Person Insured has died as the sole and direct result
of sustaining bodily injury by Assault whilst engaged in the Activities we will pay the appropriate
amount payable in respect of death to you subject to a signed undertaking from an authorised person
that if the assumption of death is subsequently found to be wrong the amount paid in settlement will
be refunded.
We will also provide indemnity in respect of damage to personal effects consisting of money, articles
of clothing, footwear and other property worn or carried by the Person Insured when such damage is
sustained as a result of Assault arising out of or in the course of the Activities during the period of
insurance provided always that we will not pay more than the sum of £5,000 in respect of damage to
personal effects of any one Person Insured.

Section 4 – Special Exclusions

This part does not cover bodily injury or provide indemnity for damage:

1. Age Limits
in respect of any person who is not within the age limits specified in the schedule

2. Excluded Activities
caused by the Person Insured racing other than on foot

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