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iii)  will appoint an Appointed Lawyer who will represent a Person Insured according to our standard
                                   terms of appointment. The Appointed Lawyer must co-operate fully with us at all times
                                iv)  will have direct contact with the Appointed Lawyer
                                v)  may decide to pay the Person Insured a reasonable sum of money in respect of the amount of
                                   damages that is being claimed against them instead of starting or continuing legal proceedings
                                vi)  if a Person Insured does not accept a reasonable offer to settle a claim we may refuse to pay any
                                   further Legal Expenses
                                vii)  if an Appointed Lawyer refuses to continue acting for a Person Insured with good reason or if a
                                   Person Insured dismisses an Appointed Lawyer without good reason will cancel this insurance at
                                   once unless we agree to appoint another Appointed Lawyer

                                viii) if a Person Insured settles a claim or withdraws their claim without our consent or does not give
                                   suitable instructions to the Appointed Lawyer we will cancel this insurance at once and we will be
                                   entitled to re-claim any Legal Expenses paid by us.
























































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