Page 121 - Binder3

Part M – Motor Legal Expenses and

Uninsured Loss Recovery

Cover under this part is underwritten by DAS Legal Expenses Company Limited. Head and Registered
Office: DAS House, Quay Side, Temple Back, Bristol BS1 6NH. Registered in England and Wales, number
103274. FSA No. 202106

Section 1 – Special Definitions

Appointed Lawyer
The lawyer or other suitably qualified person appointed under special condition 2 to act for the
Person Insured.

Geographical Limits
Any territory where cover is provided under part L.

Person Insured
The user of and any passenger in or on the Vehicle.

Legal Expenses
Reasonable costs necessarily incurred by the Appointed Lawyer on ’a standard basis’ and costs incurred
by opponents in civil cases where the Person Insured is held liable to pay such costs or pays them with
our consent.

Limit of Indemnity
As stated in the schedule.

Vehicle
any vehicle insured under part L.

Section 2 – The Cover

In respect of an accident causing:

a) damage to the Vehicle or property carried in or on the Vehicle
b) bodily injury to a Person Insured while in or on the Vehicle
we will pay Legal Expenses in pursuing a claim for the recovery of uninsured loss or death or bodily
injury caused to the Person Insured.
Provided always that:
i) we consider there is a reasonable prospect of success

ii) any action must relate to an accident occurring in and be under the jurisdiction of a court within
the Geographical Limits

iii) any person seeking the benefit of this cover does so with your consent.

Section 3 – Special Exclusions

We will not pay for:
a) any claim reported to us more than 180 days after the date a Person Insured should have known
about the insured incident
b) any claim where indemnity under part L has been declined

95