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3. All the terms and conditions of this part will apply:
a) in respect of any claim payable under the provisions of this clause except in so far as they are
varied hereby
b) where claims are payable as if this clause had not been incorporated.

4. If at the time of reinstatement the sum representing 85% of the cost which would have been
incurred in reinstating the whole of the property covered under any item subject to this clause
exceeds its sum insured at the commencement of any Damage our liability will not exceed that
proportion of the amount of the Damage which the said sum insured bears to the sum
representing the total cost of reinstating the whole of such property at that time.

2.13 Trace and Access
In the event of damage resulting from insured perils 10 or 13f) if insured this part includes the
reasonable costs and expenses necessarily incurred with our consent in locating the source of such
damage and the subsequent making good of any damage caused provided always that our liability
any One Event will not exceed £10,000.

2.14 Underground Services
This part includes accidental damage to oil tanks, piping, ducting, cables, wires and associated control
gear and accessories serving the buildings but only to the extent of your legal responsibility provided
always that our liability any One Event will not exceed £10,000.

2.15 Upgrading Sprinkler Installation
This part includes additional costs incurred following Damage to any automatic sprinkler installation in
the event that on repair or reinstatement we require it to conform to the Loss Prevention Certification
Board rules for automatic sprinkler installations current at that time.

Section 3 – Special Provisions

1. Debris Removal
The insurance under each item includes an amount in respect of reasonable costs and expenses
necessarily incurred with our consent in:
a) removing debris of

b) dismantling and/or demolishing
c) shoring up or propping
d) boarding up

e) weatherproofing
the property insured following Damage.

We will not pay for any costs or expenses:
i) incurred in removing debris except from the site of such property suffering Damage and the area
immediately adjacent to such site

ii) arising from pollution or contamination of property not insured under this part.

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