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i) in Northern Ireland
ii) outside Great Britain, the Isle of Man, the Channel Islands or any other member of the
European Union

3. Lessor Negligence
the owner of a Vehicle leased to you where liability is caused by the negligence of such owner or the
servant or agent of such owner

4. Unauthorised Use
any claim while the Vehicle is with your knowledge or consent being:
a) used for any purpose not permitted under the Certificate

b) driven by any person not authorised under the Certificate.
This exclusion will not apply to claims under sections 4.8 and 5.6

5. Unlicensed Drivers
a) by you unless you hold a Licence or have held and are not disqualified from holding or obtaining
such a Licence

b) with your general consent by any person who you know does not hold a Licence unless such
person has held and is not disqualified from holding or obtaining such a Licence.

This exclusion will not apply to claims under section 4.6 c) and special provision 5.

Section 9 – Special Provisions

1. Trailers
The cover as stated in the schedule applies to any Trailer as if it was a Vehicle while attached to or
detached from the Vehicle and not attached to any other vehicle.
We will not be liable for:
a) any liability if a Trailer is being towed otherwise than in accordance with the law

b) damage to property being carried in or on a Trailer.

2. Discharge of Liability
We may at any time pay any limit of indemnity after deduction of any sum already paid or any lower
amount for which any claim can be settled and then relinquish the conduct and control and be under
no further liability in respect of the claim except for the payment of Costs and Expenses incurred with
our written consent prior to the date of such payment.

3. Joint Liabilities
If you comprises more than one party we will indemnify each party as though a separate policy had
been issued to each of them provided always that the total amount of indemnity to all such parties will
not exceed the amount payable if you comprised only one party and in any event will not exceed the
relevant limit of indemnity.

4. Occasional Business Use
At your request this part will apply in respect of any motor vehicle not the property of or hired, lent or
provided by you while being used in connection with the business by any constable, employee,
member or volunteer.

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