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Part L – Motor

Section 1 – Special Definitions

Accessories
a) Parts or products specifically designed to be fitted to or used with the Vehicle including spare parts
b) equipment permanently fitted to the Vehicle.

Car
any private car, estate car, utility car or Minibus.

Certificate
The current certificates of motor insurance issued by us.

Commercial Vehicle
any motor vehicle other than a Car or Motorcycle.

Costs and Expenses
a) Claimants’ costs and expenses

b) costs and expenses incurred with our consent in defending any claim
c) costs incurred with our consent for:
i) representation at any coroner’s inquest or fatal injury inquiry

ii) defending a charge of manslaughter, causing death by dangerous driving or causing death by
careless driving or any equivalent local charge within the Geographical Limits
iii) defending in any court of summary jurisdiction any proceedings in respect of any act or
omission
relating to any event which may be the subject of indemnity under this part.

Driver
Any person driving the Vehicle and entitled to do so under the terms of the Certificate.

Geographical Limits
a) the territorial limits
b) any other member country of the European Union
c) any other country in respect of which the Commission of the European Union is satisfied that
arrangements have been made to meet the requirements of Article 7(2) of the EU Directive on
insurance of civil liabilities arising from the use of motor vehicles (number 72/166/EEC)
d) any other country but only during any period for which you have requested and we have agreed to
extend cover for the use of the Vehicle in that country
and during transit (including the process of loading and unloading) by a recognised sea route not
normally exceeding 65 hours between ports within any country where cover is provided.

Insured Person
a) You
b) the Driver

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