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PUBLIC SECTOR
POLICY SCHEDULE
PUBLIC AND PRODUCTS LIABILITY SECTION
ENDORSEMENT
Endorsement Number 1
Policy Number UC POP 3838790
st
Effective Date 1 April 2014
Named Insured London Borough of Enfield and Enfield Homes
ATTACHING TO AND FORMING PART OF THE ABOVE
Definition
In this endorsement the following term shall have the following meaning
1. Claim
The word ‘Claim’ shall mean a demand for or an assertion of right to Compensation
2.
The word 'Publication' shall mean any notice agenda minutes or reports of meetings of the Insured and
correspondence or publications relating to the Named Insured's activities whether recorded in printed
page electronic data or other permanent media
Injury is hereby extended under this Section to include
(a) libels appearing in any Publication normal to the conduct of the Named Insured’s Business accidentally
committed or occasioned by the Insured in good faith
(b) slanders in oral utterances accidentally committed or occasioned by any Employee in good faith in the
course of and in pursuance of the Business
(c) notwithstanding General Exclusion 6. Cyber Risk – Third Party which shall not apply to this paragraph
(c) libels accidentally committed or occasioned by the Insured in good faith appearing in any Publication
comprising documents agendas minutes or reports of meetings that have been vetted and formally
approved for publication by the Named Insured on their official website maintained by them but only in
respect of any Claim which is both first made against the Insured and notified to the Company during the
Period of Insurance or notified to the Company within thirty days after the end of the Period of Insurance
and provided that
(i) the date of the Publication or utterance on which the Claim is based occurred during the Period of
Insurance
(ii) the liability of the Company in respect of all Claims (including claimants’ and defence costs and expenses
as indemnified for under clause 2 and 3 of the Cover) in any one Period of Insurance shall not exceed in
the aggregate £5,000,000 and for the avoidance of doubt as regards all Compensation costs and legal
expenses incurred or awarded in connection with any one Publication or utterance whether or not all
claims in respect thereof shall be made during the same Period of Insurance
(iii) this extension shall not apply to libels or slanders made to or by one Employee or former Employee of
the Named Insured against another or to libels or slanders committed or occasioned by the Insured in
connection with any obligation owed by the Named Insured as employer to any Employee or former
Employee or made by any member of a joint venture to any other member thereof
(iv) General Condition 12 — Cross Liabilities shall not apply to this extension
Subject otherwise to the terms conditions and exclusions of the Policy
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