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LOCAL AUTHORITY COMBINED LIABILITY SCHEDULE
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Policy Number I0A5UYT16A0H / I0A5UYT16B0H Broker JLT Specialty Limited

EXCESS

Section Excess
A Employers’ Liability GBP 500,000 each and every claim inclusive of costs and expenses.
B Public Liability GBP 500,000 each and every claim inclusive of costs and expenses.
C Product Liability GBP 500,000 each and every claim inclusive of costs and expenses.
D Pollution Liability GBP 500,000 each and every claim inclusive of costs and expenses. Combined Liability
E Officials Indemnity GBP 500,000 each and every claim inclusive of costs and expenses. Aggregate Stop of GBP
F Professional Indemnity GBP 500,000 each and every claim inclusive of costs and expenses.
G Libel and Slander GBP 500,000 each and every claim inclusive of costs and expenses.
H Land Charges GBP 500,000 each and every claim inclusive of costs and expenses.
I Public Health Act GBP 500,000 each and every claim inclusive of costs and expenses.

The Insured shall be responsible for the first amount of each and every claim or series of claims arising from one source or original cause as
indicated in the Excess. The amount shown is inclusive of all costs, expenses and fees (other than the fees of Company’s nominated loss adjuster)
incurred in the investigation, defence or settlement of any claim. The Company may require the Excess to be paid at any time during the
investigation, defence or settlement of any claim. Notwithstanding this Excess, the Insured shall comply with Condition 5. Claims Procedure as if no
Excess applied. A “claim” is deemed to be any notification forwarded to the Company in accordance with Condition 5. Claims Procedure.

RETROACTIVE DATE
Section
E Officials Indemnity 01 April 2004
F Professional Indemnity 01 April 2010
G Libel and Slander 01 April 2004
H Land Charges 01 April 2004
I Public Health Act 01 April 2004

MEMORANDA ATTACHING TO THE POLICY
Long Term Agreement Clause (No Discount) (Jan 2010) (132b)
Election Indemnity Extension (162a)
Data Protection Act - Amendment to Limit of Indemnity
ENDORSEMENTS

Long Term Agreement [Aspen 132b]
In consideration of the Insured having undertaken to offer the renewal of this insurance to the Company on the same basic rates and conditions for a
period of 2 years from 01 April 2015, with the option to extend for a futher 12 months from 01 April 2017, and for a further 12 months from 01 April
2018, and to pay the premium annually, a discount has been allowed in arriving at the premium provided that:-

i) the premium shall be subject to revision on a reasonable and proper scale following advice of any alteration that materially affects the subject
matter of this insurance.
ii) the minimum and/or deposit premium may be amended following any alteration in any estimate(s) provided (but the maximum reduction in the
minimum and deposit premium following any reduction in wages and/or turnover estimates for any subsequent period shall be ).
If the Insured fails to adhere to his obligations under this agreement, the Company shall secure damages from the Insured in the sum of the total
premium that the Company would have been entitled to receive had the Insured adhered to such obligations.
Subject to all other terms of the insurance.

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