Page 73 - Binder2

General Exclusions
The Company shall not be liable
1. War and Allied Risks; Dispossession of Property;
Radioactive Contamination
in respect of any loss or destruction of or damage to
any property whatsoever or any loss or expense
whatsoever resulting or arising therefrom or any
consequential loss or any legal liability of whatsoever
nature directly or indirectly caused or occasioned by or
happening through or in consequence of
(a) war invasion act of foreign enemy hostilities or
warlike operations (whether war be declared or
not) civil war rebellion revolution insurrection or
military or usurped power 2.
Notwithstanding this exclusion it is agreed that in
respect of the insurance provided under the
Employers’ Liability Section where operative
indemnity shall continue to satisfy the
requirements of the relevant law applicable in
Great Britain Northern Ireland the Isle of Man the
Island of Guernsey the Island of Jersey or the
Island of Alderney or where so extended to
offshore installations in any waters outside the
United Kingdom to which the Employers’ Liability
(Compulsory Insurance) Act 1969 or any
amending primary legislation applies and in this
regard the amount of the Limit of Indemnity
inclusive of all claimants’ and defence costs and
expenses payable under Cover clauses 2 3 4 and
5 as stated in the Employers’ Liability Section
shall only be for the minimum amount required by
such relevant law (and accordingly reduced to
such amount where the amount of the Limit of
Indemnity stated in the Employers’ Liability
Section is higher)
(b) permanent or temporary dispossession of any
property resulting from confiscation
nationalisation commandeering or requisition by
any lawfully constituted authority
(c) (i) ionising radiations from or contamination by
radioactivity from any nuclear fuel or from
any nuclear waste or from the combustion of
nuclear fuel
(ii) the radioactive toxic explosive or other
hazardous properties of any nuclear
installation reactor or other nuclear
assembly or nuclear component thereof
(iii) any weapon or device employing atomic or
nuclear fission and or fusion or other like
reaction or radioactive force or matter
(iv) the radioactive toxic explosive or other
hazardous or contaminating properties of
any radioactive matter but the exclusion in
this paragraph (iv) shall not extend to
radioactive isotopes other than nuclear fuel
when such isotopes are being prepared
14
Public Sector General Terms and Conditions Policy Wording
carried stored or used for commercial
agricultural medical scientific or other similar
peaceful purposes
(v) any chemical biological bio-chemical or
electromagnetic weapon
but in respect of Bodily Injury sustained by an
Employee this exclusion shall apply only when
the Insured under a contract or agreement has
undertaken either to indemnify another party or to
assume the liability of another party in respect of
such Bodily Injury
Note
General Exclusions 1(a) and 1(b) shall not apply to the
extent required to satisfy the Road Traffic Acts
Property Coverages — Civil Commotion in
Northern Ireland
under the
(a) Property Damage Section
(b) Business Interruption Section
(c) Computer All Risks Section
(d) Contract Works Section
where operative or any Optional Extension Clauses or
endorsements attaching thereto in respect of any loss
destruction or damage in Northern Ireland directly or
indirectly caused or occasioned by or happening
through or in consequence of civil commotion
3. Property Coverages - Terrorism
under the
(a) Property Damage Section
(b) Business Interruption Section
(c) Computer All Risks Section
(d) Network Security Section
(e) Contract Works Section
where operative or any Optional Extension Clauses or
endorsements attaching thereto or under any
Difference in Conditions or Limits Provision of the
Policy where operative for loss destruction or damage
or cost or expense of whatsoever nature directly or
indirectly caused or occasioned by or happening
through or in consequence of a Terrorist Act or any
action taken in controlling preventing suppressing or in
any way relating to a Terrorist Act other than in
respect of loss destruction or damage in England and
Wales and Scotland to the extent provided for in the
Terrorism Insurance Section of this Policy where
operative
In any action suit or other proceedings where the
Company alleges that by reason of the term “Terrorist
Act” any loss destruction or damage or cost or
expense of whatsoever nature is not covered by this
Policy the burden of proving that such loss destruction
or damage or cost or expense is covered shall be
upon the Insured
TRV0125 02/14 Policy Code 2009 05/12