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10. Compensation (b) Computer and Telecommunication Equipment
The word ‘Compensation’ shall mean compensatory and tapes disks CD’s or other magnetic or optical
damages imposed by law including interest which may storage devices and Ancillary Equipment that
be awarded on such damages form part of a computer network owned leased or
rented by the Named Insured or for which they
11. Computer and Telecommunication Equipment are legally responsible used for the purpose of
The words ‘Computer and Telecommunication operating or controlling machinery or equipment
Equipment’ shall mean a network of machine
components microprocessors computer chips or other 15. Computer Virus
computerised or electronic components or equipment The words ‘Computer Virus’ shall mean a piece of
capable of accepting information processing it code that is designed to corrupt and which has the
according to a plan and producing the desired results effect of corrupting (and may destroy alter
Computer and Telecommunication Equipment contaminate or degrade the integrity quality or
includes fixed disks and tape drives printers visual performance of) data or any computer application
display unit screens modems personal computers software computer network or computer operating
remote terminals interconnection wiring and system and related software
telecommunication equipment
16. Cybermedia
12. Computer Fraud The word ‘Cybermedia’ shall mean the internet usenet
The words 'Computer Fraud' shall mean the dishonest any extranet the world wide web any web-site e-mail
or fraudulent electronic transfer through use of any or any bulletin board chatroom or newsgroup
computer system of Money securities or property or
any other pecuniary advantage or financial benefit to 17. Deductible
the deprivation of a Third Party and for the purposes The word ‘Deductible’ shall mean the amount for
of this definition which the Named Insured is responsible the
application of which is further defined in General
‘securities’ means negotiable and non-negotiable Exclusion 5
instruments or contracts representing either money or
other property 18. Denial of Access
The words ‘Denial of Access’ shall mean the inability
‘property’ means tangible property other than Money of a Third Party who is authorised to do so by the
or securities Named Insured
Money shall include electronic cash equivalents (i) to gain access to the Computer or
Telecommunication System
Computer Fraud shall not include Computer Misuse
and / or
13. Computer Misuse
The words ‘Computer Misuse’ shall mean deliberate or (ii) to be able to use the Computer or
accidental misuse abuse or contamination or Telecommunication System to communicate with
corruption of hardware equipment software programs other computers or computer networks
data records or information in relation to any computer
through the use of Cybermedia in a manner in which
Computer Misuse shall include but not be limited to the Third Party is legally entitled
the modification destruction or theft of data or
information entrusted to the Insured by the Insured’s 19. Employee
customers or suppliers that is held on the Computer or The word ‘Employee’ shall mean any person under a
Telecommunication System contract of service or apprenticeship with the Named
Insured
Computer Misuse shall not include Denial of Access
and Computer Fraud In respect of the Employers’ Liability Section and
Public and Products Liability Section the word
14. Computer or Telecommunication System ‘Employee’ shall include and/or mean
The words ‘Computer or Telecommunication System’
shall mean
(a) Computer and Telecommunication Equipment
and tapes disks CD’s or other magnetic or optical
storage devices and Ancillary Equipment that
form part of a computer network used for any
purpose other than as stated in (b) hereunder
owned leased or rented by the Named Insured or
for which they are legally responsible
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Public Sector General Terms and Conditions Policy Wording TRV0125 02/14 Policy Code 2009 05/12
