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LOCAL AUTHORITY COMBINED LIABILITY SCHEDULE
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Policy Number I0A5UYT18A0H / I0A5UYT18B0H Broker JLT Speciality Ltd
EXCESS
Section Excess
A Employers’ Liability GBP 500,000 each and every claim inclusive of costs and expenses.
B Public Liability GBP 500,000 each and every claim inclusive of costs and expenses.
C Product Liability GBP 500,000 each and every claim inclusive of costs and expenses.
D Pollution Liability GBP 500,000 each and every claim inclusive of costs and expenses. Combined Liability
E Officials Indemnity GBP 500,000 each and every claim inclusive of costs and expenses. Aggregate Stop of
F Professional Indemnity GBP 500,000 each and every claim inclusive of costs and expenses. GBP
G Libel and Slander GBP 500,000 each and every claim inclusive of costs and expenses.
H Land Charges GBP 500,000 each and every claim inclusive of costs and expenses.
I Public Health Act GBP 500,000 each and every claim inclusive of costs and expenses.
The Insured shall be responsible for the first amount of each and every claim or series of claims arising from one source or original cause as indicated
in the Excess. The amount shown is inclusive of all costs, expenses and fees (other than the fees of Company’s nominated loss adjuster) incurred in
the investigation, defence or settlement of any claim. The Company may require the Excess to be paid at any time during the investigation, defence or
settlement of any claim. Notwithstanding this Excess, the Insured shall comply with Condition 5. Claims Procedure as if no Excess applied. A “claim”
is deemed to be any notification forwarded to the Company in accordance with Condition 5. Claims Procedure.
RETROACTIVE DATE
Section
E Officials Indemnity 01 April 2004
F Professional Indemnity 01 April 2010
G Libel and Slander 01 April 2004
H Land Charges 01 April 2004
I Public Health Act 01 April 2004
MEMORANDA ATTACHING TO THE POLICY
Data Protection Act – Amendment to Limit of Indemnity
Election Indemnity Extension (162a)
Long Term Agreement Clause (No Discount) (Jan 2010) (132b)
Risk Management Bursary
ENDORSEMENTS
Data Protection Act – Amendment to Limit of Indemnity
Extension to All Sections
Data Protection Act is amended to read as follows:
The Company will indemnify the Insured against all sums which the Insured becomes legally liable to pay under Section 13 of the Data Protection Act
1998 in connection with personal data as defined by the said Act held by the Insured, but the Company will not indemnify the Insured for:-
i) the payment of fines or penalties.
ii) the cost of replacing, reinstating, rectifying or erasing any personal data.
iii) in respect of Sections E, G and H respectively, any Limit of Indemnity in excess of GBP 2,000,000.
Subject to all other terms of the insurance.
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